Buying domestic helper insurance is as easy as purchasing commodities in a grocery. It comes in different packages offering different policies. Depending on everything you like and what you need, all you have to do is choose.
With all the current emerging insurance companies, it is crucial to know what to look for in maid insurance. You must carefully consider not only the packaging, but more so this content of the policies they will have and the credibility of the business in implementing the insurance.
A major criterion to take into account in buying domestic helper protection is the insurance company’s credibility. Big companies will live up to their customer’s expectations compared with newbies available. Check how long the insurance companies have been in the business, and how they are coping with their clients. Along service and the forms of clientele are strong guarantees of a company’s credibility.
Apart from the credibility foundation of an insurance company, it is crucial to scrutinize the plans. Insurance companies have different plans to match the maid’s needs 外傭 . A basic plan normally includes compensation and hospitalization in case of accidents, but there are more details to be aware of.
Some policies cover just the medical insurance of the maid, while some include the dental insurance. There are policies which cover all types of accidents, oftentimes called full protection, and there are some which clearly indicates exclusions from the program coverage. Other details like repatriation expense, service allowance insurance, etc . and only the domestic helper vary from one insurance policy to some other.
Domestic helper insurance also protects not only the maid but additionally the employer. The employer can also claim insurance from loss in the event of theft and fraud. And some insurance companies even offer protection from unauthorized use of International Direct Dialing system. The employer can also opt to be protected in the event his domestic helper suffers from some illnesses or accidents.
Before investing in a maid insurance, it’s important to weigh which policy is cost efficient and appropriate. The price of buying the policy ought to be beneficial to the very best interest of both the maid and the employer. It will provide a worry free relationship between both parties especially during unfortunate events.
Lastly, the conditions and terms of buying a domestic helper insurance ought to be read carefully. Every detail of the agreement must be understood by all parties.
